Insurance is part of our daily lives. If you have a car or a motorbike. You need insurance. If you have a mortgage, you probably left the bank with insurance under your arm. Even if you have a dog, you can take out liability insurance.
When an insurance contract is signed
Both parties have the right to withdraw from the contract. Within a certain period of time and without having to give any explanation. The most common thing is for the insured to gcash database exercise this right. But the insurer can also exercise it.
The General Law for the Defense of Consumers and. Users and other complementary laws refer to the right of withdrawal, specifically in its article 68.
«The right to withdraw from a contract is the right of the consumer and user to cancel the contract entered into , notifying the other contracting party within the period established for exercising this right, without having to justify their decision and without any penalty. Clauses that impose a penalty on the consumer and user for exercising their right to withdraw shall be null and void.»
If you hire a service by mistake or the conditions of your insurance how to build a data protection culture in the company, involving all levels of the organization do not convince you or you were not adequately informed, you can request the cancellation. If the insurer gives you problems and does not allow you to cancel the insurance, it is best to go to a lawyer specialized in insurance since they will be able to advise you in a personalized way and are experts in the field.
What are the deadlines for cancelling the insurance?
The answer is given by article 71 of the General Law for the Defense of Consumers and Users. It establishes that there is a minimum period of 14 calendar days . The calculation begins anhui mobile phone number list from the receipt of the goods that are the object of the contract or from the conclusion of the contract if the object of the contract is the provision of services.
In the case of life insurance, the period is longer and Article 83.a of the Insurance Contract Law establishes a period of 30 days to withdraw from the signing of the contract or from when the insured receives the documentation.